Frequently Asked Questions

Find answers on IRIS MSME services, business loans, government schemes, GST tools, registrations, compliance, and MSME resources.
What is IRIS MSME?
IRIS MSME is the MSME-focused initiative of IRIS Data Solutions, a wholly-owned subsidiary of IRIS RegTech Solutions Limited. It is a digital platform that brings together business loans, government schemes, GST tools, business registrations, MSME learning content, and more services for Indian MSMEs.
IRIS MSME can be used by MSMEs, startups, entrepreneurs, business owners, consultants, and professionals looking for MSME-focused services and knowledge.
Yes. IRIS MSME is free to use and provides easy access to features and support designed for Indian MSMEs.

IRIS MSME offers a range of tools, resources, and services for MSMEs, including:

  • GSTIN Search — Verify GST registration details and return filing status.
  • Business Loans — Check loan eligibility and apply with RBI-registered lending partners.
  • Government Schemes — Find schemes that match your business profile.
  • Registration Hub — Learn about essential business registrations, along with the application process and documents required.
  • MSME Updates — Read the latest MSME, GST, and policy news.
  • MSME Blogs — Explore guides on GST, compliance, business growth and more.
  • Business Health Report — Get an overview of your credit, GST, and banking health, along with guidance to build a loan-ready profile.
  • MSME TV — Access MSME-focused expert webinars and business guidance sessions.
IRIS MSME brings together support and knowledge that businesses need, making them easier to access from one platform.
By partnering with the governments of Telangana, Karnataka, and Goa through Memorandums of Understanding (MoUs), IRIS MSME brings its expertise to programmes that connect MSMEs with trusted resources and government support.
What is IRIS Peridot?
IRIS Peridot is the all-in-one MSME and GST app by IRIS MSME, helping businesses access loans, manage GST compliance, discover government schemes, and more resources to build and grow their businesses.
IRIS Peridot puts together all the tools an MSME needs to manage finance, compliance, and growth from one app.
  • GST Verification — Check GSTIN status and track a business’s return filing history.
  • Business Loans — Explore collateral-free loan options of up to ₹75 lakhs and apply through RBI-registered lending partners.
  • Scheme Matching Tool — Discover government schemes that match your business profile.
  • Digital Invoicing — Create invoices and track payments, all in one organized place.
  • E-Invoicing — Generate and validate e-invoices to stay GST-compliant.
  • Compliance Calendar — Keep track of important filing dates and regulatory deadlines.
  • Registration Hub — Get clarity on the registrations your business needs and how to complete them.
  • MSME Updates — Keep up with the latest news, schemes, and policy changes affecting MSMEs.
  • MSME TV — Watch webinars built around MSME challenges and growth opportunities.
No. In addition to GST verification, IRIS Peridot provides access to business loan opportunities, Scheme Matching Tool, MSME TV webinars, e-Invoicing, and more.
IRIS Peridot brings together essential MSME tools in one app, helping businesses save time and access multiple features from a single place.
Yes. IRIS Peridot uses security measures to help protect information shared on the app, and it is not shared with unauthorized parties.
How can I access business loans through IRIS Peridot?
Businesses can explore collateral-free business loan opportunities through IRIS Peridot by completing a simple application process and connecting with participating RBI-registered lending partners.
Yes. Business loan opportunities available through IRIS Peridot are facilitated through RBI-registered lending partners.
No. Businesses can explore loan opportunities through IRIS Peridot without any hidden charges, through a clear and transparent process.
Businesses can apply to multiple lending partners through a single application, making the process simpler and more convenient.
Yes. The application process is fully digital, making it easy for businesses to apply from anywhere.
The Business Loan Eligibility Calculator helps businesses check whether they may be eligible to explore a loan, based on key business details.
The calculator provides a quick estimate of potential loan eligibility before starting the application process.
What is the Scheme Matching tool?
The IRIS Peridot Scheme Matching tool that helps businesses discover government schemes based on their business profile and requirements.
Based on the business profile and requirements provided, the tool matches businesses with government schemes they may be eligible for.
Businesses can discover government schemes related to funding, technology, exports, skill development, entrepreneurship, and business growth.
Yes. The tool is designed for startups, entrepreneurs, and MSMEs looking to explore available government initiatives.
What is GST Search?
GST Search is a tool that helps users verify GST registration details and access publicly available GST information.
GST Search helps verify GSTIN details and review GST registration information of vendors, customers, and business partners. Frequently searched GSTINs can also be saved to a Watchlist, so their filing status can be refreshed and monitored in one place.
Yes. GST verification and return filing status checks on IRIS Peridot can help users monitor vendor compliance and support ITC reconciliation.
IRIS Peridot enables users to create, verify, and manage e-Invoices through the app.
Yes. Businesses required to comply with e-Invoicing regulations can generate e-Invoices through IRIS Peridot.
What is a Registration Hub?
Registration Hub is a space that provides information on essential business registrations, including who can apply, where to apply, how to apply, and the documents required.
Businesses can explore information on Udyam Registration, GST Registration, Trade License Registration, GeM Seller Registration, ONDC Seller Registration, and more.
Yes. Registration Hub includes information on eligibility, application steps, required documents, and official application portals.
Yes. Registration Hub is free to use and can be accessed anytime.
What is MSME TV?
MSME TV is a space that hosts webinars, expert sessions, and conversations featuring industry professionals and subject matter experts.
MSME TV covers a range of trending topics relevant to MSMEs — from business loans, government schemes, GST, and compliance to entrepreneurship, registrations, industry developments, budget updates, AI in business, and many more.
The latest news and announcements can be accessed through MSME Snippets on the IRIS MSME website and the News & Updates section on IRIS Peridot, including updates from the GST Portal and PIB releases.
The IRIS MSME Compliance Calendar helps businesses keep track of important compliance deadlines and filing dates.
Businesses can keep track of upcoming deadlines that can help avoid missed filings, late submissions, and penalties.